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info@bs-rsa.com
www.bs-rsa.com
Andorra residence permit
Foreigners qualify for residency in Andorra if they are ready to invest at least €400,000 in the country’s economy and prove an annual income of €54,900 or more.
4+ months
Obtaining period
Obtaining period
2 years
Validity of the first residence permit
Validity of the first residence permit
10%
Tax on income, profits and dividends
Tax on income, profits and dividends
In 1 day
Residents obtain a Schengen visa
Residents obtain a Schengen visa
In Andorra, investors are granted residency without the right to work — known as “passive residency.” The obtaining process usually takes two months or longer.
To obtain the status, applicants have to invest at least €400,000 in the country’s economy. The amount includes a security deposit and financial assets. When purchasing real estate, the deposit is paid separately.
To obtain the status, applicants have to invest at least €400,000 in the country’s economy. The amount includes a security deposit and financial assets. When purchasing real estate, the deposit is paid separately.
Andorra residency is also granted to the investor’s family members: a spouse and children.
The first residency card is issued for 2 years. The next one is valid for 3 years, and subsequent cards for 10 years. To maintain residency, applicants must live in the country for at least 90 days a year. After 20 years, a resident becomes eligible to apply for citizenship.
The first residency card is issued for 2 years. The next one is valid for 3 years, and subsequent cards for 10 years. To maintain residency, applicants must live in the country for at least 90 days a year. After 20 years, a resident becomes eligible to apply for citizenship.
7 benefits of Andorra Golden Visa
- Visa‑free travel to neighbouring countriesAndorra is located between France and Spain. Residency allows visa–free visits to both states.
- Simplified tourist visa proceduresHolders of Andorran residency can obtain visas for Schengen countries within one day, and visas for the UK, USA and Canada within a few days.
- Citizenship for the whole familyA spouse, children, and parents of the main applicant can obtain citizenship together with them. Relatives may also be added after the passport has been issued.
- Tax optimisationResidents do not pay wealth or inheritance taxes. Income, dividends, and capital gains are taxed at 10%. The corporate tax rate is 10%, and VAT is 4.5%.
- Residency for family membersAlong with the investor, the status is granted to a spouse and children up to the age of 24, including those from previous marriages.
- Access to healthcareAndorra regularly ranks among countries with the highest quality of healthcare. The average life expectancy is 83 years. Health insurance can cover up to 100% of medical expenses.
- Education for childrenChildren of foreigners with Andorran residency may study in local schools in English, French, Spanish and Catalan.
Requirements to apply for the Andorra Golden Visa
Over 18 years old
No criminal record
Annual income of at least €54,900
Own or rented property in Andorra
Or a partner in a committed long‑term relationship
Including those from previous marriages
University students
Unmarried
Financially dependent on the investor
Unmarried
Financially dependent on the investor
Over 55 years old
Investment options for obtaining Andorra Golden Visa
Request
Contribution to the Housing Fund — €400,000+
Property purchase — €800,000+
Purchase of financial assets — €1,000,000+
Contribution to the Housing Fund — €400,000+
Property purchase — €800,000+
Purchase of financial assets — €1,000,000+
Details
The applicant transfers the investment to the Housing Fund. The funds are allocated to the construction of affordable social housing in the country.
Additionally, the investor confirms an income of at least €54,900 per year. For each family member, €18,300 is added to this amount.
As of March 2026, the fund has not yet been established, and this option is not available.
The investor purchases one or more properties, with a minimum value of €800,000 for each. This can be residential or commercial property, which must be kept for the entire validity period of the residence permit and cannot be rented out.
If the property costs less than €1,000,000, the investor purchases financial assets to reach this amount.
The investor will need to obtain permission from the Government of Andorra to purchase the property.
The investor also needs to confirm an annual income of at least €54,900. For each family member, €18,300 must be added to this amount.
One or several assets may be purchased: a share in a local company, debt or financial instruments, life insurance products or interest-free bank deposits.
The investor must also prove an annual income of at least €54,900. For a family, the amount increases by €18,300 for each family member.
The applicant transfers the investment to the Housing Fund. The funds are allocated to the construction of affordable social housing in the country.
Additionally, the investor confirms an income of at least €54,900 per year. For each family member, €18,300 is added to this amount.
As of March 2026, the fund has not yet been established, and this option is not available.
The investor purchases one or more properties, with a minimum value of €800,000 for each. This can be residential or commercial property, which must be kept for the entire validity period of the residence permit and cannot be rented out.
If the property costs less than €1,000,000, the investor purchases financial assets to reach this amount.
The investor will need to obtain permission from the Government of Andorra to purchase the property.
The investor also needs to confirm an annual income of at least €54,900. For each family member, €18,300 must be added to this amount.
One or several assets may be purchased: a share in a local company, debt or financial instruments, life insurance products or interest-free bank deposits.
The investor must also prove an annual income of at least €54,900. For a family, the amount increases by €18,300 for each family member.
Additional costs
€50,000+
Insurance deposit. Its amount increases by €12,000 for each person included in the application
€18,000+
Due diligence check
€12,000+
Property rental
€6,400+
Other fees and charges
€50,000+
Insurance deposit. Its amount increases by €12,000 for each person included in the application
€18,000+
Due Diligence check
€24,000+
Realtor services
€12,000+ per year
Property rental, if the property has not been purchased at the time of application
€48,000+
Tax of 6%
€6,400+
Other fees and charges
€50,000+
Security deposit. The amount increases by €12,000 for each person in the application
€18,000+
Due Diligence check
€12,000+
Property rental
€6,400+
Other fees and charges
€50,000+
Insurance deposit. Its amount increases by €12,000 for each person included in the application
€18,000+
Due diligence check
€12,000+
Property rental
€6,400+
Other fees and charges
€50,000+
Insurance deposit. Its amount increases by €12,000 for each person included in the application
€18,000+
Due Diligence check
€24,000+
Realtor services
€12,000+ per year
Property rental, if the property has not been purchased at the time of application
€48,000+
Tax of 6%
€6,400+
Other fees and charges
€50,000+
Security deposit. The amount increases by €12,000 for each person in the application
€18,000+
Due Diligence check
€12,000+
Property rental
€6,400+
Other fees and charges
Real estate for obtaining Andorra residency by investment
Andorra, La Massana
€810,000
Apartments in traditional style
100 m²
3 bed
2 bath
€810,000
Apartments in traditional style
100 m²
3 bed
2 bath
Andorra, Sant Julia de Loria
€1,590,000
An elegant house with views of the mountains and forest
339 m²
4 bed
4 bath
€1,590,000
An elegant house with views of the mountains and forest
339 m²
4 bed
4 bath
Andorra, Escaldes-Engordany
€1,490,000
A modernist-style penthouse overlooking the valley
118 m²
3 bed
2 bath
€1,490,000
A modernist-style penthouse overlooking the valley
118 m²
3 bed
2 bath
Key documents to apply for Andorra residency by investment
- Application for a residence permit without the right to work
- National ID and international passport
- Document confirming marital status, such as a marriage or divorce certificate
- Police clearance certificate
- Colour photograph 35 × 45 mm, taken no more than 6 months before submission
- Health insurance and medical examination form
- Documents confirming the origin and legality of investments and income
- Bank statement
- Proof of permanent address in Andorra
- Tax returns for the last 5 years
- Corporate documents — for business owners only
How to obtain Andorra residency by investment: step‑by‑step process
Th Head office lawyers review the investor’s documents and assess possible risks. The check helps identify potential issues and find solutions in advance — for example, by attaching additional documents to the application.
The check is completely confidential; the investor only needs to provide a copy of their passport.
The check is completely confidential; the investor only needs to provide a copy of their passport.
The lawyers draw up an individual list of documents for the investor to apply for residency. Once they receive the originals, they translate them and certify them with a notary.
The investor travels to Andorra and submits the residency documents in person. The procedure usually takes two days: on the first day, the investor submits the documents, and on the second, they attend an interview.
When submitting documents for a residence permit, the investor confirms their address of residence in Andorra. This can be a purchased or rented property.
When submitting documents for a residence permit, the investor confirms their address of residence in Andorra. This can be a purchased or rented property.
The main medical check‑up takes one day. On the same day, the investor takes a Mantoux test, which is checked three days later.
The application is processed within 3 months. During this time, the investor may return to their country of permanent residence.
Investors do not need to come to Andorra to receive residency. Cards may be delivered through an authorised representative. The first card is valid for two years.
Investors do not need to come to Andorra to receive residency. Cards may be delivered through an authorised representative. The first card is valid for two years.
The investor has six months after obtaining residency to meet the conditions: purchase real estate or another financial asset and place a security deposit with the Central Bank of Andorra.
If necessary, the investor opens an account with a bank in Andorra.
If necessary, the investor opens an account with a bank in Andorra.
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