068 544 38 66
info@bs-rsa.com
www.bs-rsa.com
info@bs-rsa.com
www.bs-rsa.com
Malta Global Residence Programme
Investors obtain a residence permit in Malta to optimise taxes and enjoy visa–free travel across the Schengen Area.
3+ months
Obtaining period
Obtaining period
Visa-free Schengen
Visits under the 90/180-day rule
Visits under the 90/180-day rule
15%
Tax on income remitted to Malta
Tax on income remitted to Malta
0%
Оn income earned abroad
Оn income earned abroad
In Malta, investors are granted residency under the Malta Global Residence Programme. Applicants rent or purchase real estate in Malta and pay an administrative fee.
An investor becomes a tax resident and pays tax on worldwide income transferred to Malta at a reduced rate of 15%. The minimum annual tax is €15,000 per family.
An investor becomes a tax resident and pays tax on worldwide income transferred to Malta at a reduced rate of 15%. The minimum annual tax is €15,000 per family.
Residency by investment is available exclusively through licensed agents authorised by the Maltese government.
The status is also granted to the investor’s spouse, children, siblings, parents, and grandparents.
To maintain residency, living in Malta is not required, but one must avoid spending more than 183 days in any single foreign country.
The status is also granted to the investor’s spouse, children, siblings, parents, and grandparents.
To maintain residency, living in Malta is not required, but one must avoid spending more than 183 days in any single foreign country.
7 benefits of the Malta residence permit
- Tax optimisationHolders of Maltese residency by investment benefit from a special tax regime:
- 0% on income earned abroad and not transferred to Malta;
- 15% on foreign income transferred to Malta;
- 35% of income earned in Malta.
- English‑speaking countryEnglish is Malta’s second official language and is widely used in business, government, and daily life. This makes it far easier for foreign residents to integrate, handle legal and administrative matters, and build professional networks.
For families, the language advantage extends to education and everyday living. Schools and universities teach in English, offering internationally recognised qualifications, while healthcare, banking, and public services are also delivered in English. - No residence requirementTo maintain the status, an investor must rent or purchase real estate in Malta. However, there is no minimum stay requirement in the country. The only restriction is not to spend more than 183 days a year in any single foreign country.
- Status for the whole familyClose relatives of the investor can also obtain Maltese residency. The application may include a spouse, children, parents, grandparents, and siblings.
- Freedom of movementMaltese residency allows visa–free travel across the Schengen Area: investors may spend up to 90 days within every 180 days.
- High quality of lifeA pleasant Mediterranean climate, rich history, and strategic location between Europe and Africa make Malta attractive both for living and for business. The country is also known for its low crime rate and safe environment.
- Healthcare and educationHealthcare and education Malta’s healthcare system is highly regarded in Europe. For families with children, the country offers British–standard education. Residency simplifies enrolment in local schools and universities, with no need for a student visa.
Requirements to apply for the Malta residence permit
Over 18 years old
With a stable legal income
No criminal record
With health insurance
Basic knowledge of English or Maltese
Or a partner in a committed long‑term relationship
Up to 24 years old inclusive
Financially dependent on the investor
Financially dependent on the investor
Over 55 years old
Financially dependent on the investor
Financially dependent on the investor
Financially dependent on the investor
Financially dependent on the investor
Investment options for obtaining a Malta residence permit
Request
Property rental — €8,750+
Property purchase — €220,000+
Property rental — €8,750+
Property purchase — €220,000+
Details
An investor becomes a tax resident of Malta and rents residential property worth at least €8,750 per year in the south of Malta or on Gozo.
For properties in the northern or central region, the minimum annual rent must be €9,600.
Subletting is not allowed.
An investor becomes a tax resident of Malta and purchases real estate in the country. The minimum value depends on location:
An investor becomes a tax resident of Malta and rents residential property worth at least €8,750 per year in the south of Malta or on Gozo.
For properties in the northern or central region, the minimum annual rent must be €9,600.
Subletting is not allowed.
An investor becomes a tax resident of Malta and purchases real estate in the country. The minimum value depends on location:
- €220,000 for properties in the south of Malta or on Gozo;
- €275,000 for properties in the northern or central region.
Additional costs
€5,500+
Administrative fee
€15,000+
Annual tax on income transferred to Malta
€4,500+
Other expenses
€5,500+
Administrative fee
€15,000+
Annual tax on income transferred to Malta
€4,500+
Other expenses
€5,500+
Administrative fee
€15,000+
Annual tax on income transferred to Malta
€4,500+
Other expenses
€5,500+
Administrative fee
€15,000+
Annual tax on income transferred to Malta
€4,500+
Other expenses
Real estate for obtaining Malta residence by investment
Malta, Kalkara
€325,000—1,800,000
Stylish apartments near sea Kalkara, Malta
72—310 m²
1—4 bed
1—4 bath
€325,000—1,800,000
Stylish apartments near sea Kalkara, Malta
72—310 m²
1—4 bed
1—4 bath
Malta, Sliema
€675,000—5,900,000
Luxury apartments with sea view in Sliema
60—123 m²
1—3 bed
1—3 bath
€675,000—5,900,000
Luxury apartments with sea view in Sliema
60—123 m²
1—3 bed
1—3 bath
Malta, Sliema
€920,000—1,300,000
Apartments in a new residential building near the sea in Sliema
176—211 m²
2—3 bed
2 bath
€920,000—1,300,000
Apartments in a new residential building near the sea in Sliema
176—211 m²
2—3 bed
2 bath
Key documents to apply for a Malta residence permit
- Passport
- Birth certificate
- Marriage certificate, if applicable
- Photographs
- Police clearance certificate
- Medical certificate
- Health insurance
- Proof of income
- Property purchase or rental agreement
- Declaration of tax representative
How to obtain residence permit in Malta: step‑by‑step process
A specialists conduct an internal review to increase the chances of approval. If any issues are found, they suggest solutions; for example, attaching an affidavit to the application.
The check is confidential and takes one business day. The investor only provides a copy of their passport.
The check is confidential and takes one business day. The investor only provides a copy of their passport.
The investor collects the required originals and passes them to Passportivity’s lawyers, who prepare the residency application. The lawyers arrange translations, certify copies, and fill out forms. At this stage, the investor also pays the administrative fee.
The document package is then submitted remotely to Malta’s Inland Revenue Department, IRD.
The document package is then submitted remotely to Malta’s Inland Revenue Department, IRD.
The investor and family members must purchase comprehensive health insurance covering the entire European Union.
With guidance from Head office experts, the investor purchases or rents property that meets program requirements. This step is carried out in parallel with document collection.
The tax authority reviews the documents of the investor and their family. If questions arise, Passportivity’s lawyers respond on the investor’s behalf after prior agreement.
Once the application is approved, the investor attends an interview at the tax authority. The Director personally presents the program terms, while the investor explains their reasons for applying.
Following the meeting, the Director issues an approval in principle. The investor pays the minimum tax of €15,000 and submits proof of property purchase or rental.
The special tax status is issued within about two weeks. This certificate enables the investor to apply for a residence permit.
Following the meeting, the Director issues an approval in principle. The investor pays the minimum tax of €15,000 and submits proof of property purchase or rental.
The special tax status is issued within about two weeks. This certificate enables the investor to apply for a residence permit.
The Headoffice lawyers complete and submit the application, supporting documents on behalf of the investor.
The investor and their family must travel to Malta to submit the application and provide biometric data, accompanied by a Passportivity lawyer.
The documents are filed with Identity Malta by prior appointment.
The investor and their family must travel to Malta to submit the application and provide biometric data, accompanied by a Passportivity lawyer.
The documents are filed with Identity Malta by prior appointment.
The investor and family members collect their residence cards in person.
We are an official partner of Passportivity in South Africa.
