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info@bs-rsa.com
www.bs-rsa.com
Spain Non-Lucrative Visa
Spain is a country with a pleasant climate, a high standard of living, and affordable housing prices.
Foreigners with a residence permit for financially independent persons can live in Spain permanently and travel within the Schengen Area without a visa.
Foreigners with a residence permit for financially independent persons can live in Spain permanently and travel within the Schengen Area without a visa.
1 year
Validity of the first residence permit
Validity of the first residence permit
4+ months
Obtaining period
Obtaining period
Schengen Area
Visa-free travel under the 90/180-day rule
Visa-free travel under the 90/180-day rule
No investment
Expenses include rent and fees
Expenses include rent and fees
Financially independent persons can obtain a residence permit in Spain through a national D visa, the Non-Lucrative Visa.
A Passive Income Visa in Spain does not allow employment. It is assumed that the applicant receives income from abroad sufficient to live in the country. Foreigners may register a business in Spain, but they are not allowed to work for the company — only to receive dividends.
To obtain a residence permit, applicants must confirm passive income of at least €28,800 per year. Sources of income may include savings, rental income, dividends, or a pension.
A Passive Income Visa in Spain does not allow employment. It is assumed that the applicant receives income from abroad sufficient to live in the country. Foreigners may register a business in Spain, but they are not allowed to work for the company — only to receive dividends.
To obtain a residence permit, applicants must confirm passive income of at least €28,800 per year. Sources of income may include savings, rental income, dividends, or a pension.
Family members may apply for a residence permit together with the main applicant. In this case, the income requirement increases by €7,200 for each additional family member included in the application.
The applicant must also register at a place of residence in Spain. This can be done by renting or purchasing property — there are no requirements regarding the value or size of the property.
The first residence permit card is issued for one year; subsequent cards are valid for two years.
The applicant must also register at a place of residence in Spain. This can be done by renting or purchasing property — there are no requirements regarding the value or size of the property.
The first residence permit card is issued for one year; subsequent cards are valid for two years.
6 benefits of Spain Non-Lucrative Visa
- Relocation to SpainWith a residence permit, a foreigner can live in Spain for the entire period of validity of the document.
Residence permit holders are required to live in Spain for at least 183 days per year if they wish to renew their status in the future. - Visa-free travel within the Schengen AreaA Spanish residence permit replaces a Schengen visa for foreigners. It allows free entry to any Schengen country and stays of up to 90 days within a 180-day period.
- Non-investment fast-track optionThe applicant is not required to invest in the country’s economy. They only need to prove that they have sufficient funds to live in Spain.
A residence permit in Spain can be obtained within as little as four months. - Fast‑track to Portuguese citizenshipAs a member of the Community of Portuguese Language Countries (CPLP), São Tomé and Príncipe offers investors a shortcut to Portuguese citizenship, reducing the naturalization period from 10 years to just 7.
- European healthcareResidents of Spain receive free medical care in public clinics. Prices for private medical services are lower than in other European countries.
- Residence permits for family membersIn addition to the main applicant, a spouse, children, and parents may also obtain a residence permit.
Requirements to apply for the
Spain Non-Lucrative Visa
Spain Non-Lucrative Visa
Over 18
No criminal record and no entry bans to Spain
In good health
With health insurance
With legal passive income
With owned or rented property in Spain
No criminal record and no entry bans to Spain
In good health
With health insurance
With legal passive income
With owned or rented property in Spain
Legally married
With health insurance
With health insurance
Financially dependent on the main applicant
Enrolled in higher education if over 18
With health insurance
Enrolled in higher education if over 18
With health insurance
Financially dependent on the main applicant
With health insurance
With health insurance
Spain Non-Lucrative Visa income requirements
Request
Income — €28,800+ per year
Property purchase or rental
In case of renewal — €57,600+ income per year
Income — €28,800+ per year
Property purchase or rental
In case of renewal — €57,600+ income per year
Details
Or €2,400+ per month. The applicant must provide a bank statement confirming savings.
The applicant must provide proof of a registered address in Spain by buying or renting property.
There are no requirements for the property value or minimum rental amount.
The minimum amount of savings required to renew the residence permit for two years.
Or €2,400+ per month. The applicant must provide a bank statement confirming savings.
The applicant must provide proof of a registered address in Spain by buying or renting property.
There are no requirements for the property value or minimum rental amount.
The minimum amount of savings required to renew the residence permit for two years.
Additional costs
€7,200 per year
For each additional family member
€14,400
For each additional family member is
€7,200 per year
For each additional family member
€14,400
For each additional family member is
Key documents to apply for a
Spain Non-Lucrative Visa
Spain Non-Lucrative Visa
- Completed application form
- Original passport and copies
- Copies of the national passport
- Lease agreement or documents confirming ownership of property
- Documents confirming the amount and legality of income: tax returns, employment contract, pension certificate
- Documents confirming family ties with family members, such as a marriage certificate or children’s birth certificates
- Health insurance
- Passport-size photographs
- Police clearance certificate
How to obtain residence permit in Spain: step‑by‑step process
This stage is required to assess potential risks, such as refusal of a visa or residence permit. A certified compliance specialist reviews the applicant’s documents and evaluates possible risks. It helps identify potential issues and find solutions in advance.
The Head office`s lawyers prepare an individual list of documents. The applicant collects the original documents. The lawyers translate them, notarize copies, and apostille the required documents.
Applicants must purchase or rent residential property in Spain; there are no requirements regarding the size or value of the property. Pasportivity’s real estate experts help select a suitable property and conclude a lease or purchase agreement.
Once the document package is ready, the lawyers book an appointment for the applicant at the Spanish consulate in the country of citizenship or residence. There, the applicant submits an application for a national D visa. This visa is required to enter Spain, provide biometrics, and apply for a residence permit.
When submitting documents for the additional visa application, the applicant must pay a consular fee of €80.
The visa application is reviewed within 90 days. After approval, the visa is affixed to the passport and is valid for 90 days.
When submitting documents for the additional visa application, the applicant must pay a consular fee of €80.
The visa application is reviewed within 90 days. After approval, the visa is affixed to the passport and is valid for 90 days.
Within three months, the foreign national must enter Spain on the D visa and then submit documents for a residence permit to the foreign nationals’ registration office or a police station.
Documents for a Spanish residence permit are usually reviewed within a few weeks, but in some cases the process may take several months. Once the application is approved, the foreign national receives a residence permit card.
The residence permit card is valid for one year and can then be renewed for two years.
The residence permit card is valid for one year and can then be renewed for two years.
How to renew a residence permit for financially independent persons in Spain
The first residence permit card in Spain is valid for one year. The resident has the right to renew the status twice, each time for two years. An application for renewal must be submitted 60 days before the expiration date, but no later than 90 days after the residence permit expires.
From May 20th, 2025, holders of a residence permit based on financial independence will be required to spend at least 183 days per year in Spain in order to be eligible to apply for a renewal. They will also need to confirm that they continue to meet the conditions for holding a residence permit:
From May 20th, 2025, holders of a residence permit based on financial independence will be required to spend at least 183 days per year in Spain in order to be eligible to apply for a renewal. They will also need to confirm that they continue to meet the conditions for holding a residence permit:
- renting property;
- receiving passive income;
- being able to support their family in Spain.
How to obtain permanent residence and
Spanish citizenship
Spanish citizenship
Permanent residence is obtained after 5 years of living in the country with a residence permit. The applicant must prove that during this time they did not leave Spain for more than 10 months in total and spent at least 183 days per year in the country.
Permanent residence status is granted for life, but the resident card itself must be renewed every 5 years.
Spanish citizenship is obtained by naturalization after 10 years of living in the country. Applicants must pass exams confirming knowledge of the Spanish language at A2 level or higher, as well as the country’s laws and culture.
Spain does not recognize dual citizenship, so a foreign national must renounce other passports. Exceptions apply to citizens of France, Portugal, Andorra, and Latin American countries.
Permanent residence status is granted for life, but the resident card itself must be renewed every 5 years.
Spanish citizenship is obtained by naturalization after 10 years of living in the country. Applicants must pass exams confirming knowledge of the Spanish language at A2 level or higher, as well as the country’s laws and culture.
Spain does not recognize dual citizenship, so a foreign national must renounce other passports. Exceptions apply to citizens of France, Portugal, Andorra, and Latin American countries.
